Core
Entry virtual Visa card for everyday crypto spending.
$29 one time
$10,000 yearly spending limit
5% crypto top-up fee
Apple Pay, Google Pay, and 3D Secure
Features
โVirtual Visa card
โOne-year validity
โFreeze controls
Kardpay Card
by Kardpay
VirtualโขPhysicalโขNon-exchange
Visit Website
Use invite codeC69D4B40to get$5 cashback
Kardpay offers virtual and physical prepaid cards for spending USDT and USDC, with Apple Pay, Google Pay, and up to 2% cashback through KDY staking.
Pros
- +Virtual cards are available alongside a physical Mastercard option
- +Apple Pay, Google Pay, and 3D Secure are listed for every current plan
- +KDY staking can unlock up to 2% cashback
- +USDT and USDC deposits are supported on listed networks
- +Cards can be frozen from the account
Cons
- -Card plans charge a one-time issue fee from $29
- -Top-up fees range from 3% to 5% by plan
- -The 2% cashback tier requires a 180-day KDY lock
- -Availability and verification depend on jurisdiction and compliance checks
- -Terms list a $0.25 authorization fee for each transaction attempt
7.1/10
Overall
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7.0/10
Community Score
Required
KYC Level
Identity verification required
๐
180+ countries
Availability
โ Available in 180+ countries; excluded territories and eligibility depend on compliance checks.
Card Overview
Pro
Virtual Visa card with a higher annual spending limit.
$99 one time
$50,000 yearly spending limit
4% crypto top-up fee
Apple Pay, Google Pay, and 3D Secure
Features
โVirtual Visa card
โOne-year validity
โFreeze controls
Elite
Higher-limit virtual Visa card with concierge support.
$299 one time
$500,000 monthly spending limit
3% crypto top-up fee
Concierge support
Features
โVirtual Visa card
โApple Pay and Google Pay
โ3D Secure
Physical Elite
Physical Mastercard with a companion virtual card and ATM access.
$299 one time
$150,000 monthly spending limit
$1,500 daily ATM withdrawal limit
4% crypto top-up fee
Features
โPhysical Mastercard
โVirtual companion card
โApple Pay, Google Pay, and 3D Secure
KYC Requirements
Level: Identity verification required
โEmail VerificationRequired
โPhone VerificationRequired
โIdentity DocumentUnconfirmed
โProof of AddressUnconfirmed
โSelfie VerificationUnconfirmed
Features
Virtual CardPhysical CardVisaMastercardApple PayGoogle Pay3D SecureCashbackCard Freeze
Payment Methods
โApple PaySupported
โGoogle PaySupported
Networks
EthereumTron
Supported Cryptocurrencies
USDT
USDC