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Bitrefill Card

by Bitrefill
Virtual•Physical•Non-exchange
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Use invite codecardguruto get$5 in Bitcoin

Bitrefill Card is a free virtual and physical prepaid Visa card that converts supported crypto deposits into EUR, offers up to 2% cashback, and requires identity verification.

Pros

  • +Both virtual and physical cards are available free of charge
  • +Up to 2% cashback: 1% on crypto deposits and 1% on purchases
  • +Google Pay support
  • +Free SEPA withdrawals on the Starter Plus tier
  • +24/7 customer support and in-app freeze controls

Cons

  • -Identity verification and eligible European residence are required
  • -Crypto deposits are converted to EUR and charged a variable spread
  • -ATM withdrawals cost 2.49% and are available only with the physical card
  • -A EUR 10 monthly inactivity fee applies after 12 months without spending or cashing out
  • -The physical card is shipped only within selected European countries
5.8/10
Overall
Needs caution
★★★☆☆
5.8/10
Community Score
Based on 1 sources
Required
KYC Level
ID Verification
🌐
29 European countries
Availability
✓ Available to eligible residents of 29 European countries after identity verification; U.S. and Russian Federation citizens are excluded.

Card Overview

Starter

Free virtual and physical Visa cards for everyday crypto spending.

Free
EUR 10,000 monthly limit
No issuing, postal, or monthly fee
Instant virtual card and physical card delivery
Features
✓Virtual and physical Visa card
✓Spend crypto worldwide
✓Cash withdrawals
✓EUR cashback rewards

Starter Plus

A higher-limit tier with SEPA withdrawals and no Bitrefill foreign transaction fee.

Free
EUR 15,000 monthly limit
Unlimited SEPA withdrawals
No foreign transaction fee from Bitrefill; Visa network fees may apply
Features
✓Everything in Starter
✓Higher spending limits
✓SEPA withdrawals
✓No Bitrefill foreign transaction fee

KYC Requirements

Level: ID Verification
✓Email VerificationRequired
✓Phone VerificationRequired
✓Identity DocumentRequired
✓Proof of AddressRequired
✓Selfie VerificationUnconfirmed

Features

Virtual CardPhysical CardVisaGoogle PayContactless PaymentsCashbackSEPA WithdrawalsATM WithdrawalsCard Freeze

Payment Methods

×Apple PayNot supported
✓Google PaySupported

Networks

BitcoinLightning NetworkBSCEthereumPolygonSolana

Supported Cryptocurrencies

Bitcoin (BTC)BTC
BNB (BNB)BNB
Ethereum (ETH)ETH
Polygon Ecosystem Token (POL)POL
Solana (SOL)SOL
USD Coin (USDC)USDC