Binance Card cashback starts with completed spending
Binance Card cashback is calculated after an eligible payment is completed, not when a terminal first authorizes it. In markets with monthly tiers, reaching a higher tier can apply the higher rate to earlier eligible purchases in the same calendar month.
That distinction changes month-end spending. Binance says settlement can take up to 30 days in some cases, so a payment made in one month can count in the next. A later refund can also lead to the related cashback being removed.
Rates, thresholds and caps vary by account country. The Card Dashboard is more reliable than a percentage copied from another user's screenshot. Binance says eligible cashback is credited by the tenth day of the following month, subject to the program terms.
